Recovery Management System · v2.4

Asia's most advanced Recovery Management
Platform for Real Estate

RMS automates installment recovery, tracks promises in real time, and sends smart payment links over WhatsApp — built for developers, builders and housing societies who refuse to lose a single rupee in overdue receivables.

PKR 2B+
Receivables Managed
68%
Overdue Reduction
40+
Active Projects
99.9%
Uptime SLA

Capabilities no one in Asia offers

RMS combines a recovery operations command center, a verified agent network, and a WhatsApp-native collections engine into a single platform — engineered for the realities of South Asia and the Gulf.

📡

Real-Time Recovery Radar

Live operational view of every overdue installment, payment promise and recovery action. Drill from portfolio level down to a single buyer in seconds.

Industry First
📱

Smart WhatsApp Payment Links

Send pre-authenticated payment links over WhatsApp. Buyers tap, pay and receive a digital receipt automatically — no portal logins, no friction.

WhatsApp Native
🛡

KYC-Verified Agents

Every recovery agent is identity-verified with CNIC validation and tied to a commission ledger. No more rogue collectors, no more leakage.

Compliance Ready
📚

Multi-Level Ledgers

Five-dimensional ledger system: Client, Agent, Project, Unit and Officer. Every rupee traceable across every axis — instantly reconcilable.

5-Dimensional
💳

PDC Management

Track every post-dated cheque from receipt to clearance. Bounce alerts, re-presentation workflow and full custody trail — built for Pakistani & Gulf banking realities.

Banking Aware
🤝

Promise Tracking

Capture every verbal commitment with date, amount and channel. Automated follow-ups when promises slip — nothing falls through the cracks.

SLA-Driven
📊

Portfolio Health Scoring

Health Center grades every project, client and agent on a 0-100 scale using recovery velocity, overdue aging and behaviour patterns.

AI-Assisted
🔁

Transfer & Cancellation Flow

Full-cycle workflow for unit transfers between buyers and cancellation accounting with refund logic, NOC and audit trail at every step.

Compliant Workflow

Operations command center for every receivable

From the first booking to the final clearance — RMS keeps your team, your buyers and your cash flow perfectly synchronised.

Recovery Radar — live, always-on

Stop chasing spreadsheets. The recovery radar streams every overdue installment, every captured promise and every payment in real time. Filter by project, agent, region or aging bucket — act in seconds, not days.

  • Live overdue feed with aging buckets (1-30, 31-60, 61-90, 90+ days)
  • Agent-wise recovery scoreboard and SLA tracking
  • Promise-vs-payment delta surface for daily ops standups
  • Smart prioritisation by amount, age and probability
Overdue 30+ days UNIT-A-0451 · Capital Heights
PKR 2.4M
Promise to pay Captured today · 18:42 PKT
PKR 850K
Recovery Velocity This week vs last week
+34%
Portfolio Health 82 / 100
Payment Link Sent WhatsApp · +92 300 1234567
PKR 175K
Buyer Opened 14 sec ago · iPhone 15 Pro
Payment Successful JazzCash · TXN-58291043
Digital Receipt Issued RCP-2026-0451-A · Auto-delivered to buyer + ledger

Smart WhatsApp Payment Links

Replace bank challans, IBAN copy-paste pain and email PDFs with a single tap. Generate a pre-authenticated payment link, send over WhatsApp, and watch the payment, receipt and ledger entry happen automatically.

  • One-tap link generation from any installment
  • Bank, wallet and card payment options auto-selected
  • Real-time delivery, open and payment status
  • Auto-issued digital receipt with QR validation
  • Direct ledger posting — no manual reconciliation

5-Dimensional Ledger System

Every transaction in RMS is simultaneously posted across five ledger dimensions — so you can answer any question, from any angle, instantly. No more spreadsheet hunts, no more disputes.

  • Client Ledger — complete buyer position with every installment & payment
  • Agent Ledger — commission accrual, payouts and clawbacks
  • Project Ledger — project-level cash inflow and overdue summary
  • Unit Ledger — per-unit financial state for transfer and resale
  • Officer Ledger — collection accountability by officer
Client
Mr. Tariq Mehmood12 installments · 3 overdue
PKR 4.8M
Agent
Bilal FarooqCommission accrued
PKR 142K
Project
Capital Heights240 units · 78% recovery
PKR 1.2B
Unit
UNIT-A-0451PDC pending · due 18 May
PKR 320K
Officer
Ahmed Khan (RO-04)SLA compliance: 94%
PKR 18.4M

A complete recovery suite — 17 modules, one platform

Every module is engineered to work together. Pick a single workflow or run your entire receivables operation end-to-end on RMS.

📈
Dashboard

Real-time recovery analytics and operations KPIs.

👤
Clients

KYC-verified client management with CNIC upload & validation.

🏢
Projects

Multi-project property management with hierarchy and roles.

🏠
Units

Inventory, transfers, cancellations and bulk Excel import.

💵
Sales

New sales workflow, edit, detail view and booking trail.

💳
Payments

Add payment, PDC management and multi-method support.

📱
Smart Payment Links

WhatsApp-native pre-authenticated payment links.

📚
Ledgers

5-dimensional ledger: Client / Agent / Project / Unit / Officer.

📡
Recovery

Recovery radar, promises tracking and follow-up automation.

🛡
Agents

KYC-verified agents with commission & payout management.

🧾
Receipts

Digital receipts with QR validation and instant delivery.

📊
Reports

Financial reports hub with export and scheduled delivery.

🔎
Audit

Complete audit trail — every action, every user, every change.

Health Center

Portfolio health scoring with predictive risk surfacing.

Reminders

Automated follow-ups via WhatsApp, SMS and email.

🔐
Users & RBAC

Role-based access control with granular permissions.

👨‍💻
Buyer Self-Service Portal

Branded portal where buyers view their ledger, pay installments, download receipts and raise tickets — reducing call center load by up to 60%.

From signup to first recovery — in days, not months

Our structured onboarding takes you from contract to live operations on RMS without disrupting your existing recovery efforts.

Step 01
📝

Discovery & Setup

We map your projects, units, installment schedules and existing ledgers in a single onboarding session.

Step 02
📥

Data Migration

Bulk import of your existing buyers, units and payment history using our migration toolkit and templates.

Step 03
🎯

Training & Pilot

Hands-on training for your recovery, sales and finance teams with a 14-day pilot on a single project.

Step 04
🚀

Go Live

Full portfolio rollout with dedicated support, real-time monitoring and quarterly recovery reviews.

Why teams switch to RMS

A side-by-side look at RMS versus the spreadsheets, generic CRMs and legacy ERPs that builders typically run today.

Capability Spreadsheets Generic CRM Legacy ERP Nexunova RMS
Real-time Recovery Radar × × ×
WhatsApp Payment Links × × ×
KYC-Verified Agents × × Partial
PDC Management Manual × Basic
5-Dimensional Ledgers × × Single-axis
Promise Tracking × Notes only ×
Portfolio Health Scoring × × ×
Unit Transfer & Cancellation Workflow Manual × Partial
Self-Service Buyer Portal × × Optional add-on
Complete Audit Trail × Limited Yes

Simple, transparent pricing

Start with a 7-day free trial — no credit card required. Upgrade or cancel anytime.

Monthly
Yearly Save 10%
Free Trial
Free
7 days — no card required
  • 1 Project
  • Up to 10 Units
  • Up to 10 Clients
  • 1 User
  • All core modules
  • WhatsApp Payment Links
Start Free Trial
Basic
PKR 10K
/month • billed monthly
  • 1 Project
  • Up to 500 Units
  • Up to 500 Clients
  • 3 Users
  • All modules included
  • Recovery Radar + Radar alerts
Get Started
Ultimate
PKR 50K
/month • billed monthly
  • 10 Projects
  • Up to 10,000 Units
  • Up to 10,000 Clients
  • 16 Users
  • All modules + white-label
  • Dedicated onboarding support
Get Started
Desktop App — Windows

Take RMS offline-ready.

Run Nexunova RMS as a native Windows application — no browser tab juggling, no distractions. Dedicated app window, system tray access, and persistent session across reboots.

Windows 10 / 11  (64-bit) ~95 MB  ·  Free with subscription
Download for Windows v2.4  ·  Free with any plan

Stop chasing receivables.
Start commanding them.

Start your free 7-day trial today — no credit card required. Or explore the live demo instantly — no signup needed.